Blog Posts

How to be Financially Savvy this Christmas

How to be Financially Savvy this Christmas

No one could have predicted 2020, but what we do know is that Christmas will be on the 25th of December. However, there’s no denying that we’ve had bigger things to worry about this year than the coming Christmas period, which is bearing down on us faster than a freight train. So,...

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13 Common Myths & Misunderstandings About Bankruptcy

13 Common Myths & Misunderstandings About Bankruptcy

Understandably, no one wants to consider bankruptcy, as it can have an effect on your financial situation for several years. However, most people that file for bankruptcy usually find themselves stronger and more financially stable on the other side of it. Remember that classic...

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10 Things You Can Do To Tackle Debt Right Now

10 Things You Can Do To Tackle Debt Right Now

When your debt only seems to increase, living life can become stressful and frustrating, you can’t sleep at night and your relationships are affected. One common emotion is feeling hopeless. You might feel like there’s nothing you can do right now to make progress on clearing your...

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10 Good Money Habits You Should Adopt

10 Good Money Habits You Should Adopt

If you’re like more than half the adult population, every year, you make a New Year’s resolution to get your finances in order. That’s a great start, but unless you do things differently from what you’ve done up till now, why should anything change? But if you change your mindset...

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How to Budget Like a Boss

How to Budget Like a Boss

Budgets? So boring! If you’re anything like me in the past you’ve written one before and promptly forgot about it or realised it was totally unrealistic and given up before you even got started. But as boring as budgets are, they can be the difference between sharing a can of baked...

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How Do Debt Consolidation Loans Work?

How Do Debt Consolidation Loans Work?

If you’re like most people, then you might have a couple (or more) loans that you’re currently paying off at the moment. Paying off more multiple debts at a time is not uncommon. You may have a couple of credit cards and have taken out a loan for a car or home, for example. It’s...

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How to Fix a Bad Credit Score

How to Fix a Bad Credit Score

Are you surprised your loan application was declined? Are you having trouble taking out a loan? There is a chance that you might have a bad credit score and this is hurting your ability to get that loan. Your credit score sums up the information in your credit report into one...

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10 Warning Signs You Have Debt Problems

10 Warning Signs You Have Debt Problems

Many people know when they’re struggling financially. Intuitively, we feel the pressure of not having enough cash to meet all of our obligations. If you live on a cash basis, you will find yourself with no choice but to stop spending when the money runs out. Credit and debt distort...

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7 Ways to Get Out of Debt Fast

7 Ways to Get Out of Debt Fast

When your debt only seems to increase, living life can become stressful and frustrating, you can’t sleep at night, your relationships are affected and even everyday shopping like buying groceries can seem overwhelming. The impact of the stress can lead to physical health problems,...

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What Affects Your Credit Score?

What Affects Your Credit Score?

Congratulations! You’ve checked your credit report and discovered you have a good credit score. However, it’s still important to understand what affects a credit score and what you can do to keep your credit rating high. Sometimes small decisions can have a larger effect than people...

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Is Bad Credit Destroying Your Relationship?

Is Bad Credit Destroying Your Relationship?

Bad credit can stay on your record for up to 7 years. That’s longer than many relationships! Have you noticed more arguments over money creeping into your relationship? If so, you are not alone. The complexities and uncertainties of COVID-19 have affected our security when it comes...

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How Do You Get a Good Credit Score?

How Do You Get a Good Credit Score?

A high credit score will make it easier to qualify for mortgages and car loans, start a business, and, in some cases, secure a job. A bad score can lead to creditors being reluctant to lend to you, or charging you higher rates. Striving for a good credit score is one of the most...

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