Your credit report is a record of your history with managing credit and paying your bills on time.
The better your credit report the higher your credit score. Higher credit scores generally result in more favourable credit terms, such as the interest you will need to pay. A low credit score might mean that banks refuse to lend you any money or charging you high interest rates and big fees.
Don’t let bad credit stand in the way of you living your best life in Brisbane.
What is the difference between my credit score and my credit report?
Information in your credit report can include a full history of your credit enquiries, bill payments, any defaults, court judgements, bankruptcies and how much credit you have (such as a mortgage, car loan or credit cards).
Financial Improvements
Assisting Australians make
Of improvements to their lives in 2022 to date.
Our Aim
At Fix Bad Credit, our mission is your financial freedom. One of our experts in debt help in Melbourne will carefully assess your personal and financial situation so we can tailor a personalised debt solution package to best meet your goals. Your personalised debt solution package will contain options to help you take back control of your debt and start you on your journey to financial freedom.
If you are desperate to get debt help in Victoria, we are just a call away. If you are faced with challenges paying money you owe, our team of experts can assist you with a detailed evaluation of your options. Dependent on your specific circumstances there are both informal and formal debt solution options available to you. The Fix Bad Credit team is experienced in providing all types of debt help in Melbourne.
Our Aim
At Fix Bad Credit, our mission is your financial freedom. One of our experts in debt help in Melbourne will carefully assess your personal and financial situation so we can tailor a personalised debt solution package to best meet your goals. Your personalised debt solution package will contain options to help you take back control of your debt and start you on your journey to financial freedom.
If you are desperate to get debt help in Victoria, we are just a call away. If you are faced with challenges paying money you owe, our team of experts can assist you with a detailed evaluation of your options. Dependent on your specific circumstances there are both informal and formal debt solution options available to you. The Fix Bad Credit team is experienced in providing all types of debt help in Melbourne.
Why do I have more than one credit score?
Each credit reporting agency can collect different information and has different ways of calculating your credit score, so it pays to check your credit score from each one.
My credit score is low, how did that happen?
If you discover that your credit score could do with improving, all is not lost. Wherever you are in Brisbane, you can work with the Fix Bad Credit team to improve your credit score today. Once we have helped you improve your credit score you will be in a better position for your application to be approved.
We offer a range of credit repair solutions for people in Brisbane
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My credit score is low, how did that happen?
Credit Improvement
Our Credit Repair Experts will…

Identify Your Current Credit Situation
Your own personal credit repair expert will review your credit score and report for free, identifying your credit issues and assessing how you can improve your credit worthiness. Fix Bad Credit has a professional relationship with the credit reporting agencies in Australia and a great understanding of how information in your credit report can be impacting your credit score.

Provide Options For Improving Your Credit Score

Work To Improve Your Credit

Support You To Get Future Credit Applications Approved
Benefits Of Working With Fix Bad Credit
No more missed payments – unlike before when you had several bills to pay with different due dates, the Fix Bad Credit team in Melbourne can put together a payment plan for you where all you have is one payment each month, making it far easier to manage and much harder to forget.
Fix bad credit – The team at Fix Bad Credit in Melbourne will negotiate a repayment plan with your creditors that makes it easier for you to make your repayments on time and in full, demonstrating good repayment habits and avoiding defaults through late payments, improving your credit score.
No more annoying calls from creditors – lenders enlist the help of debt collectors to help collect payments from people who haven’t been paying up or who have a history of paying late. When you sign up with Fix Bad Credit, expect any calls from creditors to stop.
Get Your Free Credit and Debt Assessment Now
Why do you need credit repair in Brisbane?
Whether you’re looking to improve your credit score or review your current financial situation, the Fix Bad Credit team can help you with a plan that will be tailored to your personal circumstances, wherever you’re located in Brisbane. We will work with you to understand your individual circumstances so that we can provide the best plan for you. It is our mission to get you back to living your best life and we will stay on the journey with you.
How It Works
Becoming Financially Free Is Easier Than You Think

Step 1: Identify
Asking for help is the hardest part. Which is why you get a personal debt and credit solution expert to confidentially review your unique situation and work with you every step of the way

Step 2: Plan
We then work with you, providing options for improving your credit, reducing debt and managing any repayments

Step 3: Repair
We can then assist with your chosen options each step of the way, implementing your unique credit and debt solution strategy

Step 4: Monitor
We offer an on-going service to continue to monitor your credit situation, regularly reviewing any changes to your credit score and identifying potential problems before they affect your financial well-being.