Credit Repair in Brisbane

Get Your Free Credit Assessment Report now

Need credit repair in Brisbane? Have you checked your credit report or credit score and discovered it could do with improving? Or perhaps you’ve applied for a mobile phone plan, a loan or credit card and you’ve been declined.

Your credit report is a record of your history with managing credit and paying your bills on time.
The better your credit report the higher your credit score. Higher credit scores generally result in more favourable credit terms, such as the interest you will need to pay. A low credit score might mean that banks refuse to lend you any money or charging you high interest rates and big fees.

Don’t let bad credit stand in the way of you living your best life in Brisbane.

What is the difference between my credit score and my credit report?

Your credit report (or credit file) is the detail of your credit history to date, whereas your credit score (or credit rating) is simply a number which is derived from the information on your credit report at that point in time.

Information in your credit report can include a full history of your credit enquiries, bill payments, any defaults, court judgements, bankruptcies and how much credit you have (such as a mortgage, car loan or credit cards).

Financial Improvements

Assisting Australians make

Of improvements to their lives in 2022 to date.

Our Aim

At Fix Bad Credit, our mission is your financial freedom. One of our experts in debt help in Melbourne will carefully assess your personal and financial situation so we can tailor a personalised debt solution package to best meet your goals. Your personalised debt solution package will contain options to help you take back control of your debt and start you on your journey to financial freedom.

If you are desperate to get debt help in Victoria, we are just a call away. If you are faced with challenges paying money you owe, our team of experts can assist you with a detailed evaluation of your options. Dependent on your specific circumstances there are both informal and formal debt solution options available to you. The Fix Bad Credit team is experienced in providing all types of debt help in Melbourne.

Our Aim

At Fix Bad Credit, our mission is your financial freedom. One of our experts in debt help in Melbourne will carefully assess your personal and financial situation so we can tailor a personalised debt solution package to best meet your goals. Your personalised debt solution package will contain options to help you take back control of your debt and start you on your journey to financial freedom.

If you are desperate to get debt help in Victoria, we are just a call away. If you are faced with challenges paying money you owe, our team of experts can assist you with a detailed evaluation of your options. Dependent on your specific circumstances there are both informal and formal debt solution options available to you. The Fix Bad Credit team is experienced in providing all types of debt help in Melbourne.

Why do I have more than one credit score?

There are three major credit reporting agencies (also known are credit reporting bureaus) in Australia – Equifax, Experian and Illion. When assessing loan applications, lenders can request a credit report from one or more of these agencies. SO that means you actually have three credit scores in Australia.

Each credit reporting agency can collect different information and has different ways of calculating your credit score, so it pays to check your credit score from each one.

My credit score is low, how did that happen?

You can have a low credit score for many reasons, such as if you pay your bills late, or not at all, if you make a large number of credit applications in a short period of time, are made bankrupt or have a court judgement, or even if your partner defaults on a debt that was in both your names.

If you discover that your credit score could do with improving, all is not lost. Wherever you are in Brisbane, you can work with the Fix Bad Credit team to improve your credit score today. Once we have helped you improve your credit score you will be in a better position for your application to be approved.

We offer a range of credit repair solutions for people in Brisbane

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My credit score is low, how did that happen?

A low credit score can cost you thousands, with the risk of being offered higher interest rates, or even worse, refused credit altogether. But the Fix Bad Credit team can help you improve your credit history, ensuring you are in the best possibly position when applying for new credit with a range of credit repair solutions.
Credit Check
Credit Assessment
Credit Review

Credit Improvement

Default Removal
Judgement Removal
Enquiry Removal
Serious Credit Infringement Removal
Repayment History Information
All you need to do is take the first step by calling 1300 406 172 for a free, no obligation credit assessment.

Our Credit Repair Experts will…

Benefits Of Working With Fix Bad Credit

No more missed payments – unlike before when you had several bills to pay with different due dates, the Fix Bad Credit team in Melbourne can put together a payment plan for you where all you have is one payment each month, making it far easier to manage and much harder to forget.

Fix bad credit – The team at Fix Bad Credit in Melbourne will negotiate a repayment plan with your creditors that makes it easier for you to make your repayments on time and in full, demonstrating good repayment habits and avoiding defaults through late payments, improving your credit score.

No more annoying calls from creditors – lenders enlist the help of debt collectors to help collect payments from people who haven’t been paying up or who have a history of paying late. When you sign up with Fix Bad Credit, expect any calls from creditors to stop.

Get Your Free Credit and Debt Assessment Now

Why do you need credit repair in Brisbane?

Living with a bad credit score doesn’t just hurt your chances of being approved for a credit card or personal loan – it could mean a life plagued with high interest rates and fat fees. A low credit score could cost you the opportunity to buy your dream home, or cover an unexpected bill, if there is no other option. But the good news is, if you’ve done something silly and your score is looking poorly, you can take steps to improve it.

Whether you’re looking to improve your credit score or review your current financial situation, the Fix Bad Credit team can help you with a plan that will be tailored to your personal circumstances, wherever you’re located in Brisbane. We will work with you to understand your individual circumstances so that we can provide the best plan for you. It is our mission to get you back to living your best life and we will stay on the journey with you.

Reviews

I’m so glad I found Fix Bad Credit. They helped me get my life back on track and kept fighting for what was rightfully mine until finally, everyone else gave in! Thank you CJ -you're the best!!
Stephen Tso
Stephen Tso
09:52 26 Apr 22
I don't know what I would do without you! Thank goodness for Fix Bad Credit. You've been a lifesaver and my favoriteperson all in one package, plus some number-crunching skills that really came in handy when it comes to paying off those debts quickly so we can get on with our lives together as man an wife should be - happy!!
Rachel Wood
Rachel Wood
14:18 24 Apr 22
I don't know what I would do without you! Thank goodness for Fix Bad Credit. You've been a lifesaver and my favoriteperson all in one package, plus some number-crunching skills that really came in handy when it comes to paying off those debts quickly so we can get on with our lives together as man an wife should be - happy!!
Leila Gemma
Leila Gemma
11:55 24 Apr 22
I was skeptical at first, but Fix Bad Credit really changed my life. My credit score was terrible and I didn't know what to do. But after working with them, my credit score is now in the 700s! They were able to get me a loan for a new car and even helped me get a lower interest rate on my mortgage. Thank you so much for helping me fix my credit!
Marilyn george
Marilyn george
14:49 23 Feb 22
I wanted a new car but a problem with my credit report was in the way. Thanks Fix Bad Credit for changing that. Fab job well done.
Govinda Raju
Govinda Raju
08:25 15 Feb 22
The team at fix bad credit brisbane were very friendly and supportive. They were also quick to respond and helped me on my situation with sorting credit card debt. I highly recommend.
Ken C
Ken C
20:47 20 Jun 21
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How It Works

Becoming Financially Free Is Easier Than You Think

Step 1: Identify

Asking for help is the hardest part. Which is why you get a personal debt and credit solution expert to confidentially review your unique situation and work with you every step of the way

Step 2: Plan

We then work with you, providing options for improving your credit, reducing debt and managing any repayments

Step 3: Repair

We can then assist with your chosen options each step of the way, implementing your unique credit and debt solution strategy

Step 4: Monitor

We offer an on-going service to continue to monitor your credit situation, regularly reviewing any changes to your credit score and identifying potential problems before they affect your financial well-being.