I need help to improve my Credit Score
I need help to Eliminate Debt
I need help with Bankruptcy
Your credit report is a record of your history with managing credit and paying your bills on time.
The better your credit report the higher your credit score. Higher credit scores generally result in more favourable credit terms, such as the interest you will need to pay. A low credit score might mean that banks refuse to lend you any money or charging you high interest rates and big fees.
Don’t let bad credit stand in the way of you living your best life in Brisbane.
What is the difference between my credit score and my credit report?
Information in your credit report can include a full history of your credit enquiries, bill payments, any defaults, court judgements, bankruptcies and how much credit you have (such as a mortgage, car loan or credit cards).
Our Aim
At Fix Bad Credit, our mission is your financial freedom. One of our experts in debt Repair in Brisbane will carefully assess your personal and financial situation so we can tailor a personalised debt solution package to best meet your goals. Your personalised debt solution package will contain options to help you take back control of your debt and start you on your journey to financial freedom.
If you are desperate to get debt help in Queensland, we are just a call away. If you are faced with challenges paying money you owe, our team of experts can assist you with a detailed evaluation of your options. Dependent on your specific circumstances there are both informal and formal debt solution options available to you. The Fix Bad Credit team is experienced in providing all types of debt help in Brisbane.
Why do I have more than one credit score?
Each credit reporting agency can collect different information and has different ways of calculating your credit score, so it pays to check your credit score from each one.
My credit score is low, how did that happen?
If you discover that your credit score could do with improving, all is not lost. Wherever you are in Brisbane, you can work with the Fix Bad Credit team to improve your credit score today. Once we have helped you improve your credit score you will be in a better position for your application to be approved.
We offer a range of credit repair solutions for people in Brisbane
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My credit score is low, how did that happen?
A low credit score can cost you thousands, with the risk of being offered higher interest rates, or even worse, refused credit altogether. But the Fix Bad Credit team can help you improve your credit history, ensuring you are in the best possibly position when applying for new credit with a range of credit repair Brisbane solutions.
Credit Improvement
Our Credit Repair Experts will…

Identify Your Current Credit Situation
Your own personal credit repair Brisbane expert will review your credit score and report for free, identifying your credit issues and assessing how you can improve your credit worthiness. Fix Bad Credit has a professional relationship with the credit reporting agencies in Australia and a great understanding of how information in your credit report can be impacting your credit score.

Provide Options For Improving Your Credit Score
Your history of managing credit may prevent you from obtaining finance for 2 – 7 years. You will receive personalised, individually tailored options for you to consider for improving your credit.

Work To Improve Your Credit
Your personal credit repair Brisbane expert will then gain a clear understanding from you on the circumstances in your life at the time of the negative listing(s). The Fix Bad Credit legal team will then request the over 70 checkpoints and documents from your creditors. Once they receive these they will review, investigate, and audit each checkpoint to identify legislative and compliance breaches. We then notify the credit provider of the breach, requesting it be removed.

Support You To Get Future Credit Applications Approved
It’s important that you’re not just left to it once we’ve fixed your current credit situation. Fix Bad Credit will continue to work with you to keep you in the best financial shape possible, monitoring your credit score and identifying potential problems before they affect your financial well-being.
Benefits Of Working With Fix Bad Credit
No more missed payments – unlike before when you had several bills to pay with different due dates, the Fix Bad Credit team in Brisbane can put together a payment plan for you where all you have is one payment each month, making it far easier to manage and much harder to forget.
Fix Bad Credit – The team at Fix Bad Credit in Brisbane will negotiate a repayment plan with your creditors that makes it easier for you to make your repayments on time and in full, demonstrating good repayment habits and avoiding defaults through late payments, improving your credit score.
No more annoying calls from creditors – lenders enlist the help of debt collectors to help collect payments from people who haven’t been paying up or who have a history of paying late. When you sign up with Fix Bad Credit, expect any calls from creditors to stop.
Get Your Free Credit and Debt Assessment Now
Why do you need credit repair in Brisbane?
Living with a bad credit score doesn’t just hurt your chances of being approved for a credit card or personal loan – it could mean a life plagued with high interest rates and fat fees. A low credit score could cost you the opportunity to buy your dream home, or cover an unexpected bill, if there is no other option. But the good news is, if you’ve done something silly and your score is looking poorly, you can take steps to improve it.
Whether you’re looking to improve your credit score or review your current financial situation, the Fix Bad Credit team can help you with a plan that will be tailored to your personal circumstances, wherever you’re located in Brisbane. We will work with you to understand your individual circumstances so that we can provide the best plan for you. It is our mission to get you back to living your best life and we will stay on the journey with you.
How It Works
Becoming Financially Free Is Easier Than You Think

Step 1: Identify
Asking for help is the hardest part. Which is why you get a personal debt and credit solution expert to confidentially review your unique situation and work with you every step of the way

Step 2: Plan
We then work with you, providing options for improving your credit, reducing debt and managing any repayments

Step 3: Repair
We can then assist with your chosen options each step of the way, implementing your unique credit and debt solution strategy

Step 4: Monitor
We offer an on-going service to continue to monitor your credit situation, regularly reviewing any changes to your credit score and identifying potential problems before they affect your financial well-being.