Credit Repair in Brisbane

Brisbane, achieve better credit with our support.

Need credit repair in Brisbane? Have you checked your credit report or credit score and discovered it could do with improving? Or perhaps you’ve applied for a mobile phone plan, a loan or credit card and you’ve been declined.

Your credit report is a record of your history with managing credit and paying your bills on time.
The better your credit report the higher your credit score. Higher credit scores generally result in more favourable credit terms, such as the interest you will need to pay. A low credit score might mean that banks refuse to lend you any money or charging you high interest rates and big fees.

Don’t let bad credit stand in the way of you living your best life in Brisbane.

You can visit our office in Brisbane today and improve your credit score: Level 19/10 Eagle St, Brisbane City QLD 4000, Australia

What is the difference between my credit score and my credit report?

Your credit report (or credit file) is the detail of your credit history to date, whereas your credit score (or credit rating) is simply a number which is derived from the information on your credit report at that point in time.

Information in your credit report can include a full history of your credit enquiries, bill payments, any defaults, court judgements, bankruptcies and how much credit you have (such as a mortgage, car loan or credit cards).

Credit Repair Brisbane - Fix Bad Credit

Our Aim

At Fix Bad Credit, our mission is your financial freedom. One of our experts in credit Repair in Brisbane will carefully assess your personal and financial situation so we can tailor a personalised package to meet your goals best.

Your personalised package will contain options to help you regain control of your credit and start your journey to financial freedom.

Why do I have more than one credit score?

There are three major credit reporting agencies (also known are credit reporting bureaus) in Australia – Equifax, Experian and Illion. When assessing loan applications, lenders can request a credit report from one or more of these agencies. SO that means you actually have three credit scores in Australia.

Each credit reporting agency can collect different information and has different ways of calculating your credit score, so it pays to check your credit score from each one.

My credit score is low, how did that happen?

You can have a low credit score for many reasons, such as if you pay your bills late, or not at all, if you make a large number of credit applications in a short period of time, are made bankrupt or have a court judgement, or even if your partner defaults on a debt that was in both your names.

If you discover that your credit score could do with improving, all is not lost. Wherever you are in Brisbane, you can work with the Fix Bad Credit team to improve your credit score today. Once we have helped you improve your credit score you will be in a better position for your application to be approved.

We offer a range of credit repair solutions for people in Brisbane

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My credit score is low, how did that happen?

A low credit score can cost you thousands, with the risk of being offered higher interest rates, or even worse, refused credit altogether. But the Fix Bad Credit team can help you improve your credit history, ensuring you are in the best possibly position when applying for new credit with a range of credit repair Brisbane solutions.

Our Credit Repair Experts will…

Benefits Of Working With Fix Bad Credit

No more missed payments – unlike before when you had several bills to pay with different due dates, the Fix Bad Credit team in Brisbane can put together a payment plan for you where all you have is one payment each month, making it far easier to manage and much harder to forget.

Fix Bad Credit – The team at Fix Bad Credit in Brisbane will negotiate a repayment plan with your creditors that makes it easier for you to make your repayments on time and in full, demonstrating good repayment habits and avoiding defaults through late payments, improving your credit score.

No more annoying calls from creditors – lenders enlist the help of debt collectors to help collect payments from people who haven’t been paying up or who have a history of paying late. When you sign up with Fix Bad Credit, expect any calls from creditors to stop.

Get Your Free Credit and Debt Assessment Now

    Upload your Credit Report (if you have)

    Why do you need credit repair in Brisbane?

    Living with a bad credit score doesn’t just hurt your chances of being approved for a credit card or personal loan – it could mean a life plagued with high interest rates and fat fees. A low credit score could cost you the opportunity to buy your dream home, or cover an unexpected bill, if there is no other option. But the good news is, if you’ve done something silly and your score is looking poorly, you can take steps to improve it.

    Whether you’re looking to improve your credit score or review your current financial situation, the Fix Bad Credit team can help you with a plan that will be tailored to your personal circumstances, wherever you’re located in Brisbane. We will work with you to understand your individual circumstances so that we can provide the best plan for you. It is our mission to get you back to living your best life and we will stay on the journey with you.


    Awesome service! I honestly couldn't believe how fast CJ corrected my credit file for me! Hands down the easiest transaction. I'd love to thank you for your professionalism and help in guiding me through what could be done for me. You have no idea how much this has helped me move forward with improving my business and personal life.I now have the vehicle I have wanted for years. Once you fixed my credit file, I was offered a larger loan than I thought I would be. I now cruise around in comfort in my mitsubishi triton, and show up looking like my business is doing well. This wouldn't have been possible withoutyou helping me. So a huge thank you to CJ.Regards,Di
    Diane Stone
    Diane Stone
    only wish i had found these guys earlier. 2 other companies failed to remove. My broker assured me these guys are will get it done.They are the real deal. Amazing customer service, and amazing result. Could not be happier.
    Kelly Care
    Kelly Care
    I cannot express enough gratitude for the incredible service provided by Fix Bad Credit. After struggling with a less-than-stellar credit record for far too long, I decided to seek professional help, and I'm beyond thrilled that I chose Fix Bad Credit.From the moment I reached out to them, their team was nothing short of exceptional. They took the time to thoroughly assess my situation and outline a personalized plan to repair my credit. Their expertise and dedication were evident every step of the way.The customer service provided by Fix Bad Credit is unparalleled. They were always available to address any concerns or questions I had, providing clear and concise explanations every time. Their professionalism and responsiveness truly made the entire process seamless and stress-free.I cannot recommend Fix Bad Credit highly enough to anyone in need of credit repair services. Trust me, you won't regret it!
    daniel berg
    daniel berg
    Cindy Tran
    Cindy Tran
    Fix bad credit helped me get a default off my file and it was done over the weekend! I’m so happy with the level of service and how they explained everything to me. Would highly recommend!
    choranai Gochez
    choranai Gochez
    I contacted a broker to get finance for a house and found out that I have a default on my credit report, they will stop me getting finance, my broker told me to contact fix bad credit which turns out to be great advice within one week they have remove the default from my credit report and now I can get my finance.
    Andy Griffith
    Andy Griffith
    Imran Gori
    Imran Gori
    When I reached out to CJ from Fix Bad Credit for enquiry removal information, CJ had given me the right advice and spent over half an hour with me for free and helped me save money as none of the enquiries were harmful, they just needed some time and also shared tips on how to improve the credit score. Thank you CJ! Highly recommended.
    Sana Nazreen
    Sana Nazreen

    How It Works

    Becoming Financially Free Is Easier Than You Think

    Step 1: Identify

    Asking for help is the hardest part. Which is why you get a personal debt and credit solution expert to confidentially review your unique situation and work with you every step of the way

    Step 2: Plan

    We then work with you, providing options for improving your credit, reducing debt and managing any repayments

    Step 3: Repair

    We can then assist with your chosen options each step of the way, implementing your unique credit and debt solution strategy

    Step 4: Monitor

    We offer an on-going service to continue to monitor your credit situation, regularly reviewing any changes to your credit score and identifying potential problems before they affect your financial well-being.