I need help to improve my Credit Score
I Need Help to Eliminate Debt
I Need Help with Bankruptcy
Your credit report is a record of your history with managing credit and paying your bills on time. Lenders, like banks, use this information to determine the likelihood that you will pay back any money that they lend you. Essentially the better your credit report, the higher your credit score. Higher credit scores generally result in more favourable credit terms, such as the interest you will need to pay. A low credit score might mean that banks refuse to lend you money or charging you more interest and fat fees.
A bad credit score could be what stands in your way of you living your best life in Sydney.
Why do Credit Scores matter?
If your credit is bad, we suggest you try to fix it before applying for a new loan.
Our Aim
If you are desperate to get debt help in New South Wales, we are just a call away. If you are faced with challenges paying money you owe, our team of experts can assist you with a detailed evaluation of your options. Dependent on your specific circumstances there are both informal and formal debt solution options available to you. The Fix Bad Credit team is experienced in providing all types of debt help in Sydney.
How Fix Bad Credit helped Jess sleep easily again
Luckily, Jess has equity in her property, so she approached Fix Bad Credit for help to consolidate her debt by re-mortgaging with a more favourable interest rate, enabling her to get back in control of the money she owed. Unfortunately, Jess had a few enquiries with Buy Now Pay Later companies and other pay day lenders on her credit report that were not seen as favourable with the tier one lenders. As a result, Jess could not find a lender willing to allow her to access the equity in her property through a low interest rate home loan.
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How can Fix Bad Credit help in Sydney?
We offer a range of credit repair solutions for people in Sydney
Credit Improvement
Your Sydney Credit Repair Experts will

Identify Your Current Credit Situation
Your own personal credit repair expert will review your credit score and report for free, identifying your credit issues and assessing how you can improve your credit worthiness. Fix Bad Credit has a professional relationship with the credit reporting agencies in Australia and a great understanding of how information in your credit report can be impacting your credit score.

Provide Options For Improving Your Credit Score

Work To Improve Your Credit

Support You To Get Future Credit Applications Approved
Benefits Of Working With Fix Bad Credit
No more missed payments – unlike before when you had several bills to pay with different due dates, the Fix Bad Credit team in Melbourne can put together a payment plan for you where all you have is one payment each month, making it far easier to manage and much harder to forget.
Fix Bad Credit – The team at Fix Bad Credit in Melbourne will negotiate a repayment plan with your creditors that makes it easier for you to make your repayments on time and in full, demonstrating good repayment habits and avoiding defaults through late payments, improving your credit score.
No more annoying calls from creditors – lenders enlist the help of debt collectors to help collect payments from people who haven’t been paying up or who have a history of paying late. When you sign up with Fix Bad Credit, expect any calls from creditors to stop.
Get Your Free Credit and Debt Assessment Now
Finding Proactive and Reliable Credit Repair Solutions in Sydney is easier than you think
You will work closely with one of our credit repair experts and have continuous direct contact with them
For over a decade, the professional team at Fix Bad Credit have provided their unparalleled expertise in assisting everyday Sydney siders, just like you, to ensure they are in the best position possible, as we work with you to improve your credit.
How It Works
Becoming Financially Free Is Easier Than You Think

Step 1: Identify
Asking for help is the hardest part. Which is why you get a personal debt and credit solution expert to confidentially review your unique situation and work with you every step of the way

Step 2: Plan
We then work with you, providing options for improving your credit, reducing debt and managing any repayments

Step 3: Repair
We can then assist with your chosen options each step of the way, implementing your unique credit and debt solution strategy

Step 4: Monitor
We offer an on-going service to continue to monitor your credit situation, regularly reviewing any changes to your credit score and identifying potential problems before they affect your financial well-being.