Debt Help In Adelaide

Ready to Become Debt Free?

We get it, being in debt can be hugely stressful, even the word can send a chill down your spine. It may sometimes seem that there are no other options for debt help in Adelaide. Well then, let me tell you something about Fix Bad Credit. Our company have been serving South Australians for some time now, providing our services to thousands of people every day looking for debt help in Adelaide.

Debt can feel overwhelming and make it hard to manage your cash but Fix Bad Credit in Adelaide can help you get your finances back on track and lead your way out of debt. The team in Adelaide will assess your financial situation and identify debt solution options tailored for your specific personal financial circumstances, using their in-depth knowledge of credit law and debt processes.

What do you need to know before entering into a debt arrangement?

Understanding the terms of a debt solution is key before entering into any repayment plan. You should select an option which is most favourable to you so your financial situation isn’t impacted even further. Don’t be afraid to ask questions. The finance world in Adelaide can be full of jargon and complex terms, but the team at Fix Bad Credit is here to make it simple for you. Negotiating and managing debt arrangements can be complicated and time-consuming. We recommend you talk to a Fix Bad Credit debt expert about your options. If a part of the agreement or contract is unclear to you, make sure to clarify anything first before signing on the dotted line.

Financial Improvements

Assisting Australians make

Of improvements to their lives in 2022 to date.

Our Aim

At Fix Bad Credit, our mission is your financial freedom. One of our experts in debt help in Melbourne will carefully assess your personal and financial situation so we can tailor a personalised debt solution package to best meet your goals. Your personalised debt solution package will contain options to help you take back control of your debt and start you on your journey to financial freedom.

If you are desperate to get debt help in Victoria, we are just a call away. If you are faced with challenges paying money you owe, our team of experts can assist you with a detailed evaluation of your options. Dependent on your specific circumstances there are both informal and formal debt solution options available to you. The Fix Bad Credit team is experienced in providing all types of debt help in Melbourne.

Our Aim

At Fix Bad Credit, our mission is your financial freedom. One of our experts in debt help in Melbourne will carefully assess your personal and financial situation so we can tailor a personalised debt solution package to best meet your goals. Your personalised debt solution package will contain options to help you take back control of your debt and start you on your journey to financial freedom.

If you are desperate to get debt help in Victoria, we are just a call away. If you are faced with challenges paying money you owe, our team of experts can assist you with a detailed evaluation of your options. Dependent on your specific circumstances there are both informal and formal debt solution options available to you. The Fix Bad Credit team is experienced in providing all types of debt help in Melbourne.

Is Debt Consolidation Effective?

If you’re overwhelmed by having different debts in different places, a debt consolidation loan might be the answer, reducing the stress of multiple debts and interest rates by simplifying your finances.

Paying off more than one debt at a time is not uncommon in Adelaide. But if you’re struggling to balance your debt repayments, debt consolidation may well be worth considering. You typically do this by taking out a new personal loan to repay your other existing debts, and then paying this new loan back over a set term. This makes managing your debt situation significantly easier and often you can end up paying less each month that you were paying before, helping you manage your repayments and give you a clearer picture of your finances.

The key advantages of consolidating your debt are:

Single, regular repayments that are easier to manage

One set of fees and charges

One potentially lower interest rate It can save you money, either by having less interest or fewer fees (or both).

Because there’s only one loan, setting up a repayment plan is easy – you’ll have a single fixed time frame of when you’ll be debt free allowing you to budget more easily and start saving.

It won’t impact your credit report. If anything, it will make your repayments more manageable. As you continue to make your repayments on time and in full, demonstrating good repayment habits and avoiding defaults through late payments, your credit score should improve.

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Formal Debt Solutions in Adelaide

Formal debt solutions, like a debt agreement or bankruptcy, provide options for people who find themselves in situations where the debt they carry becomes completely unmanageable. It is important that you fully understand what you are agreeing to before signing up to them, as whilst they have benefits, there can be serious consequences.

Understanding the terms of any debt arrangement, both formal and informal, is critical before agreeing to anything. Ensure you have enough information to be able to select an option which is most favourable to you, so your financial situation isn’t impacted even further. Don’t be afraid to ask questions. If a part of the agreement or contract is unclear to you, make sure to clarify anything first before signing on the dotted line. We recommend you talk to a Fix Bad Credit debt expert in Perth first about all your options.

Benefits Of Working With Fix Bad Credit

No more missed payments – unlike before when you had several bills to pay with different due dates, the Fix Bad Credit team in Melbourne can put together a payment plan for you where all you have is one payment each month, making it far easier to manage and much harder to forget.

Fix bad credit – The team at Fix Bad Credit in Melbourne will negotiate a repayment plan with your creditors that makes it easier for you to make your repayments on time and in full, demonstrating good repayment habits and avoiding defaults through late payments, improving your credit score.

No more annoying calls from creditors – lenders enlist the help of debt collectors to help collect payments from people who haven’t been paying up or who have a history of paying late. When you sign up with Fix Bad Credit, expect any calls from creditors to stop.

Get Your Free Credit and Debt Assessment Now

Why work with Fix Bad Credit in Adelaide?

When you sign up with Fix Bad Credit, we do all the heavy lifting. Fix Bad Credit will talk to your creditors in Adelaide about putting a pause on your repayments for both secured debts such as your home loan and unsecured debts such as credit cards and personal loans until you agree on a new affordable payment plan, negotiating on your behalf to reduce the size of the repayments to a level that you find more manageable.

We Are Happy to Serve You!

Getting on top of your debt is essential if you want to live a good life in Adelaide. Companies like Fix Bad Credit provide debt help in Adelaide, so anyone who needs it can access it anytime, anywhere. So don’t delay, go ahead!

Reviews

Had a good experience, Fix Bad Credit has been helpful, good communication, provided knowledge and financial advise as well as providing goods customer service.
Kate Zituta
Kate Zituta
02:18 09 May 22
After speaking with CJ, I feel more comfortable and relieved that not all hope is lost. They're able to help me recover for a stable financial future!
Jason Feng
Jason Feng
10:05 27 Apr 22
I am so glad I found this website! It has made everything easy and simple for me, they're always there when you need them with friendly customer service. The site offers no hassle access to your credit reports in just a few minutes - what more could someone ask?
William Feng
William Feng
05:12 27 Apr 22
I’m so glad I found Fix Bad Credit. They helped me get my life back on track and kept fighting for what was rightfully mine until finally, everyone else gave in! Thank you CJ -you're the best!!
Stephen Tso
Stephen Tso
09:52 26 Apr 22
We found ourselves in a spot where we needed help getting our mortgage refinanced, and after looking around at different companies without any real success until Fix Bad Credit came along. They really helped us out when other ones couldn't make it happen for awhile!
Danny Lia
Danny Lia
06:57 26 Apr 22
Top marks! I am really pleased with the work you guys have done on my car. It's great that there are people out here who care about doing good quality service for affordable prices, and it looks like i found one in Fix Bad CreditI will definitely recommend your services should any friends or family need help fixing their credit score
Davin Annamalay
Davin Annamalay
13:36 25 Apr 22
When I needed help with my credit, Fix Bad Credit got me approved for the perfect home loan. They are awesome!
MONIKA STEPHEN
MONIKA STEPHEN
07:24 25 Apr 22
I don't know what I would do without you! Thank goodness for Fix Bad Credit. You've been a lifesaver and my favoriteperson all in one package, plus some number-crunching skills that really came in handy when it comes to paying off those debts quickly so we can get on with our lives together as man an wife should be - happy!!
Rachel Wood
Rachel Wood
14:18 24 Apr 22
I don't know what I would do without you! Thank goodness for Fix Bad Credit. You've been a lifesaver and my favoriteperson all in one package, plus some number-crunching skills that really came in handy when it comes to paying off those debts quickly so we can get on with our lives together as man an wife should be - happy!!
Leila Gemma
Leila Gemma
11:55 24 Apr 22
I was so excited when I found out about the team at Fix Bad Credit, because not only did they help me fix my credit report and Debt problem but also made it easier for myself in every way possible. They're amazing!!
Joslin Hartley
Joslin Hartley
07:51 24 Apr 22
Amazing job, so happy with my new car. Have no hesitation in recommending Fix Bad Credit.
Asher Simon
Asher Simon
13:50 23 Apr 22
Fix bad Credit got me my home loan approved. Yay. Thanks heaps.
Asher Simon
Asher Simon
10:02 22 Apr 22
Fix Bad Credit Melbourne The team at Fix Bad Credit fixed up my credit report, and also took care of my Debt. I recommend them to everyone. Delighted.
Desteni Teteira
Desteni Teteira
13:50 21 Apr 22
Fix bad credit made my day. The reoccurring spending habits that controlled my life were identified and have now been put in touch with the help I needed, this couldn’t have come sooner . Thank you
Andrew Padayachy
Andrew Padayachy
04:06 16 Apr 22
CJ was amazing. It's been a long process to fix my credit due to mistakes at a young age. So many other places were happy to take my money with no guarantee they will have success in helping. CJ told me plain and simple what I need to do and what will help. He didn't charge me a cent either. Gave his honest opinion woth a good 30 minute phone call and thoughts on what will genuinely help. I am going to put all this into place and give him a call in 6 months to discuss future moves towards buying a house. We all make mistakes in life and stress I've them. It's people like CJ that make you feel calm and believe it will all be ok with some solid advice. Thanks again CJ
Jimbo Jones
Jimbo Jones
05:11 02 Mar 22
When I was struggling with my credit, I didn't know who to turn to. I had heard of Fix Bad Credit, but I didn't know if they could really help me. But I decided to give them a try, and they completely blew me away. In just a few weeks, they were able to clear up all the mess that the other company had made. I'm so happy that I went with them - they saved me from a lot of hassle and stress. Thank you, Fix Bad Credit!
Leila Gemma
Leila Gemma
02:32 27 Feb 22
I was so excited when I finally got approved for a new car loan. I had been wanting a new car for a while, but my bad credit had been in the way. But then I found out about Fix Bad Credit and their amazing services. They were able to help me fix my credit report so that I could get the loan I needed. Thanks Fix Bad Credit! You guys are the best!
Marilyn george
Marilyn george
08:17 25 Feb 22
I was skeptical at first, but Fix Bad Credit really changed my life. My credit score was terrible and I didn't know what to do. But after working with them, my credit score is now in the 700s! They were able to get me a loan for a new car and even helped me get a lower interest rate on my mortgage. Thank you so much for helping me fix my credit!
Marilyn george
Marilyn george
14:49 23 Feb 22
"We were so excited when we found out that we were finally going to be able to buy our own home. We had been renting for years, and it felt like it was time for us to take the next step. But then we hit a snag – our credit score wasn't good enough to get a mortgage.Thankfully, we heard about Fix Bad Credit. These guys are the best in the business when it comes to fixing your credit score. They helped us get organized, and within a few months our score was looking great! We were able to get approved for a mortgage and buy our dream home. Thank you, Fix Bad Credit – you guys are amazing!"
Elise Gracie
Elise Gracie
04:54 21 Feb 22
I could not be happier with the result. I’d recommend Fix Bad Credit to anyone. Amazing.
Elise Gracie
Elise Gracie
06:03 19 Feb 22
Amazing job. Debt gone now loving life. Thanks Team Fix Bad credit. Fantastic result.
Danielle Wayne
Danielle Wayne
11:32 17 Feb 22
I wanted a new car but a problem with my credit report was in the way. Thanks Fix Bad Credit for changing that. Fab job well done.
Govinda Raju
Govinda Raju
08:25 15 Feb 22
Another company made a complete mess of this. Fix Bad Credit took care of it in a matter of weeks. Could not be happier.
Jackson Ethan
Jackson Ethan
07:21 13 Feb 22
Very fast and professional service from the team at Fix Bad Credit. Thank you.
Shayla Acevedo
Shayla Acevedo
10:31 11 Feb 22
My credit card debt was killing me. I was considering bankruptcy, or a part 9 debt agreement. A friend recommended I speak with Fix Bad Credit. They discussed all my options. Within 6 months Fix Bad Credit had eliminated my debt and changed my life. Fantastic job. Highly recommend this service to anyone in debt or has issues with their credit report. I no longer have either. Fix Bad Credit are the real deal.
Emmalee Schaefer
Emmalee Schaefer
06:31 07 Feb 22
An opportunity came knocking and I needed to access equity in my property to take advantage of this. A default on my credit report had me thinking I was going to miss out. My broker told me he knew the best in the business and put me in touch with Fix Bad Credit. My broker was right. They exceeded my expectation. Can not recommend them enough. Great work team.
H Anusha
H Anusha
04:12 05 Feb 22
Thanks to the team art Fix Bad Credit my young family are moving into our 1st home. These guys are the best in the business. Thank you. Brilliant job.
Gauge Woodard
Gauge Woodard
08:00 03 Feb 22
I needed 2 defaults removed ( paid defaults ) and CJ produced the goods. Both defaults have now been removed and I can safely apply for finance for my home.Thanks once again mate. All the stress has been lifted !Cheers,Cam
Home Decore
Home Decore
03:52 15 Dec 21
James has really showed his utmost professionalism, got my credit issues fixed as quick as only 3 weeks. They are highly recommended.
Rocky Chen
Rocky Chen
03:54 27 Jul 21
Myself and my partner engaged another credit repair company to assist with default removals, and cleaning up the credit file.Unfortunately they took our money, and that was all. The ombudsman became involved, but in the end we were left with nothing.The Fix Bad Credit team offered to help. And they certainly did that. Credit score is now above 800 and they are now assisting us with a $60k debt.It’s been life changing. I strongly recommend if you have debt, or credit issues, to reach out to the team at Fix Bad credit. Thanks again Carey absolute legend!!!
RICKY B
RICKY B
07:54 13 Jul 21
I went to the Fix Bad Credit team as I was living with the burden each month trying to pay back debt due to unforeseen life circumstances that had occurred over the last few years which often led me taking time off work and only making the minimal payments. As a single parent I felt I wasn't getting anywhere. The Fix Bad Credit team have negotiated a massive saving for me and managed to consolidate the remaining debt into monthly affordable payments without interest being incurred. Any issues I may have had on my credit report and have now been removed. I look forward to being able to purchase a home in the future which wouldn't have been possible before. Thanks so much Fix Bad Credit Team, super grateful.
Kellie Lyndon-James
Kellie Lyndon-James
02:00 09 Jul 21
As a business owner I appreciated the transparency, fast response, professionalism and execution of the Fix Bad Credit team.We had some apprehension using a credit repair service. But after the experience and seeing the outcome, I will be recommending Fix bad Credit to my entire network.
Ignite Global Group
Ignite Global Group
06:40 21 Jun 21
Fantastic. Defaults removed from Credit report, and now debt free. couldn't have done it without your help. Stoked.
Ray Hunter
Ray Hunter
06:25 21 Jun 21
The team at fix bad credit brisbane were very friendly and supportive. They were also quick to respond and helped me on my situation with sorting credit card debt. I highly recommend.
Ken C
Ken C
20:47 20 Jun 21
I couldn't be happier with Fix Bad Credit . After a relationship breakdown I was left with a substantial amount of debt , and ended up with a coupe of defaults , and RHI info on my credit file .13 weeks later I'm debt free, I've been approved for a credit card, and saving for a house.If you need to change your financial situation , these guys are the real deal . Thanks so much
kelly care
kelly care
09:24 20 Jun 21
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How It Works

Becoming Financially Free Is Easier Than You Think

Step 1: Identify

Asking for help is the hardest part. Which is why you get a personal debt and credit solution expert to confidentially review your unique situation and work with you every step of the way

Step 2: Plan

We then work with you, providing options for improving your credit, reducing debt and managing any repayments

Step 3: Repair

We can then assist with your chosen options each step of the way, implementing your unique credit and debt solution strategy

Step 4: Monitor

We offer an on-going service to continue to monitor your credit situation, regularly reviewing any changes to your credit score and identifying potential problems before they affect your financial well-being.