I need help to improve my Credit Score
I need help to Eliminate Debt
I need help with Bankruptcy
Get in control of your debt in Perth
Life is full of uncertainties. If your financial circumstances have changed and you find yourself struggling with your loan or credit card repayments, you may be eligible for a debt moratorium. A debt moratorium, also known as a payment holiday or payment deferral, is a short-term arrangement to put your repayments on hold for up to 12 months, taking some financial pressure off and giving you time to get back in control of your finances.
If you are desperate to get debt help in Western Australia, we are just a call away. If you are faced with challenges paying money you owe, our team of experts can assist you with a detailed evaluation of your options. Dependent on your specific circumstances there are both informal and formal debt solution options available to you. The Fix Bad Credit team is experienced in providing all types of debt help in Perth.
Why is Fix Bad Credit the Best in Perth?
Dealing with creditors can be intimidating but debt solution experts, like Fix Bad Credit, can take a lot of the stress and emotion out of the process for you. Experienced negotiators, like Fix Bad Credit’s debt solution experts, have good relationships with Perth banks and creditors and may be able to reach an agreement more quickly, while also getting a better deal than if you go it alone.
The primary aim of our debt repayment solutions is to make the process as simple and convenient as possible for you, meaning instead of juggling debts you can focus on your living your best life in Perth.
If you are experiencing that familiar sinking feeling of seeing another bill in the inbox or avoiding calls in case they are from aggressive creditors and debt collectors, the Fix Bad Credit team in Perth can take you debt and money worries away, helping you sleep more easily at night.
Debt negotiation in Perth
There is no “one size fits all” when it comes to financial hardship. Everyone’s situation is different and likewise debt help in Perth comes in all shapes and sizes. Your Fix Bad Credit debt solutions expert will conduct a comprehensive analysis of your unique financial situation to determine repayment arrangement options that work for both you and your creditors. Our legal team is then poised to negotiating with your creditors on your behalf. Our creditor negotiation process involves discussions with your creditors to informally renegotiate the terms of your loan, this might mean settling the debt for less than the full amount, lower interest rates, reduced fees and/or extending the length of the loan to reduce the size of your minimum payments.
It can be difficult to live with money troubles, but it does not have to be impossible. We’ll give you the information and support you need to decide wisely and solve your debt issues, including how to avoid losing everything. Through our debt negotiation support, you can avoid bankruptcy while also gaining control over your cash flow!
Benefits Of Working With Fix Bad Credit
No more missed payments – unlike before when you had several bills to pay with different due dates, the Fix Bad Credit team in Perth can put together a payment plan for you where all you have is one payment each month, making it far easier to manage and much harder to forget.
Fix Bad Credit – The team at Fix Bad Credit in Perth will negotiate a repayment plan with your creditors that makes it easier for you to make your repayments on time and in full, demonstrating good repayment habits and avoiding defaults through late payments, improving your credit score.
No more annoying calls from creditors – lenders enlist the help of debt collectors to help collect payments from people who haven’t been paying up or who have a history of paying late. When you sign up with Fix Bad Credit, expect any calls from creditors to stop.
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Learn how we Helped Eranda with his Debt Problems
Like many Australians, Eranda dreamed about owning his own home, but sadly he believed it would now take him at least 10 years to get out of this debt hole. Luckily though, after telling his clients of his dream of buying his own home, he learnt how Fix Bad Credit had recently helped them into their new house.
Eranda’s clients suggested he give us a call too, and before long the expert debt solution team in Perth had assisted by negotiating with Eranda’s creditors to reduce his debt to cents in the dollar, and successfully managed to remove the default listings from his credit report. In fact, the Fix Bad Credit team helped Eranda increase his credit score by a whopping 800 points in less than 3 months! Eranda’s life was changed.
Are you interested in us helping you like we helped Eranda
How It Works
Becoming Financially Free Is Easier Than You Think
Step 1: Identify
Asking for help is the hardest part. Which is why you get a personal debt and credit solution expert to confidentially review your unique situation and work with you every step of the way
Step 2: Plan
We then work with you, providing options for improving your credit, reducing debt and managing any repayments
Step 3: Repair
We can then assist with your chosen options each step of the way, implementing your unique credit and debt solution strategy
Step 4: Monitor
We offer an on-going service to continue to monitor your credit situation, regularly reviewing any changes to your credit score and identifying potential problems before they affect your financial well-being.