Debt Help In Perth

Ready to Become Debt Free?

We live in a world where change is inevitable. One of the many things in life that can change in the blink of an eye is our financial situation. There are many circumstances that can cause our financial situation to change and lead you to needing debt help in Perth. At Fix Bad Credit, we understand that even the best of us is not immune to financial hardship.

Get in control of your debt in Perth

Life is full of uncertainties. If your financial circumstances have changed and you find yourself struggling with your loan or credit card repayments, you may be eligible for a debt moratorium. A debt moratorium, also known as a payment holiday or payment deferral, is a short-term arrangement to put your repayments on hold for up to 12 months, taking some financial pressure off and giving you time to get back in control of your finances.

Financial Improvements

Assisting Australians make

Of improvements to their lives in 2022 to date.

There are many different reasons to be suffering from debt stress. Sometimes all it takes is a single unexpected and unplanned for emergency, such as injury, ill health or a job loss, to put you behind on your loan or credit card repayments. Then once you miss a couple of payments you can struggle to catch up as interest rates and penalty fees build, increasing the amount you owe and the stress you’re feeling. But it may be all you need is a bit of time to receive the insurance pay out or to get a new job. You may be expecting an inheritance in a couple of months or waiting for the proceeds from a recent property sale, to use to get back on top of your loan repayments.

Our Aim

At Fix Bad Credit, our mission is your financial freedom. One of our experts in debt help in Melbourne will carefully assess your personal and financial situation so we can tailor a personalised debt solution package to best meet your goals. Your personalised debt solution package will contain options to help you take back control of your debt and start you on your journey to financial freedom.

If you are desperate to get debt help in Victoria, we are just a call away. If you are faced with challenges paying money you owe, our team of experts can assist you with a detailed evaluation of your options. Dependent on your specific circumstances there are both informal and formal debt solution options available to you. The Fix Bad Credit team is experienced in providing all types of debt help in Melbourne.

Our Aim

At Fix Bad Credit, our mission is your financial freedom. One of our experts in debt help in Melbourne will carefully assess your personal and financial situation so we can tailor a personalised debt solution package to best meet your goals. Your personalised debt solution package will contain options to help you take back control of your debt and start you on your journey to financial freedom.

If you are desperate to get debt help in Victoria, we are just a call away. If you are faced with challenges paying money you owe, our team of experts can assist you with a detailed evaluation of your options. Dependent on your specific circumstances there are both informal and formal debt solution options available to you. The Fix Bad Credit team is experienced in providing all types of debt help in Melbourne.

Why is Fix Bad Credit the Best in Perth?

Dealing with creditors can be intimidating but debt solution experts, like Fix Bad Credit, can take a lot of the stress and emotion out of the process for you. Experienced negotiators, like Fix Bad Credit’s debt solution experts, have good relationships with Perth banks and creditors and may be able to reach an agreement more quickly, while also getting a better deal than if you go it alone.

The primary aim of our debt repayment solutions is to make the process as simple and convenient as possible for you, meaning instead of juggling debts you can focus on your living your best life in Perth.

If you are experiencing that familiar sinking feeling of seeing another bill in the inbox or avoiding calls in case they are from aggressive creditors and debt collectors, the Fix Bad Credit team in Perth can take you debt and money worries away, helping you sleep more easily at night.

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Debt negotiation in Perth

There is no “one size fits all” when it comes to financial hardship. Everyone’s situation is different and likewise debt help in Perth comes in all shapes and sizes. Your Fix Bad Credit debt solutions expert will conduct a comprehensive analysis of your unique financial situation to determine repayment arrangement options that work for both you and your creditors. Our legal team is then poised to negotiating with your creditors on your behalf. Our creditor negotiation process involves discussions with your creditors to informally renegotiate the terms of your loan, this might mean settling the debt for less than the full amount, lower interest rates, reduced fees and/or extending the length of the loan to reduce the size of your minimum payments.

It can be difficult to live with money troubles, but it does not have to be impossible. We’ll give you the information and support you need to decide wisely and solve your debt issues, including how to avoid losing everything. Through our debt negotiation support, you can avoid bankruptcy while also gaining control over your cash flow!

Benefits Of Working With Fix Bad Credit

No more missed payments – unlike before when you had several bills to pay with different due dates, the Fix Bad Credit team in Melbourne can put together a payment plan for you where all you have is one payment each month, making it far easier to manage and much harder to forget.

Fix bad credit – The team at Fix Bad Credit in Melbourne will negotiate a repayment plan with your creditors that makes it easier for you to make your repayments on time and in full, demonstrating good repayment habits and avoiding defaults through late payments, improving your credit score.

No more annoying calls from creditors – lenders enlist the help of debt collectors to help collect payments from people who haven’t been paying up or who have a history of paying late. When you sign up with Fix Bad Credit, expect any calls from creditors to stop.

Get Your Free Credit and Debt Assessment Now

Learn how we Helped Eranda with his Debt Problems

Eranda is a Perth based tradesman whose business has really growing fast. Unfortunately, Eranda was also going through a messy separation which left him with a substantial amount of debt and resulted in his credit report being badly impacted.

Like many Australians, Eranda dreamed about owning his own home, but sadly he believed it would now take him at least 10 years to get out of this debt hole. Luckily though, after telling his clients of his dream of buying his own home, he learnt how Fix Bad Credit had recently helped them into their new house.

Eranda’s clients suggested he give us a call too, and before long the expert debt solution team in Perth had assisted by negotiating with Eranda’s creditors to reduce his debt to cents in the dollar, and successfully managed to remove the default listings from his credit report. In fact, the Fix Bad Credit team helped Eranda increase his credit score by a whopping 800 points in less than 3 months! Eranda’s life was changed.

Are you interested in us helping you like we helped Eranda

Reviews

Had a good experience, Fix Bad Credit has been helpful, good communication, provided knowledge and financial advise as well as providing goods customer service.
Kate Zituta
Kate Zituta
02:18 09 May 22
Myself and my partner engaged another credit repair company to assist with default removals, and cleaning up the credit file.Unfortunately they took our money, and that was all. The ombudsman became involved, but in the end we were left with nothing.The Fix Bad Credit team offered to help. And they certainly did that. Credit score is now above 800 and they are now assisting us with a $60k debt.It’s been life changing. I strongly recommend if you have debt, or credit issues, to reach out to the team at Fix Bad credit. Thanks again Carey absolute legend!!!
RICKY B
RICKY B
07:54 13 Jul 21
I went to the Fix Bad Credit team as I was living with the burden each month trying to pay back debt due to unforeseen life circumstances that had occurred over the last few years which often led me taking time off work and only making the minimal payments. As a single parent I felt I wasn't getting anywhere. The Fix Bad Credit team have negotiated a massive saving for me and managed to consolidate the remaining debt into monthly affordable payments without interest being incurred. Any issues I may have had on my credit report and have now been removed. I look forward to being able to purchase a home in the future which wouldn't have been possible before. Thanks so much Fix Bad Credit Team, super grateful.
Kellie Lyndon-James
Kellie Lyndon-James
02:00 09 Jul 21
Fantastic. Defaults removed from Credit report, and now debt free. couldn't have done it without your help. Stoked.
Ray Hunter
Ray Hunter
06:25 21 Jun 21
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How It Works

Becoming Financially Free Is Easier Than You Think

Step 1: Identify

Asking for help is the hardest part. Which is why you get a personal debt and credit solution expert to confidentially review your unique situation and work with you every step of the way

Step 2: Plan

We then work with you, providing options for improving your credit, reducing debt and managing any repayments

Step 3: Repair

We can then assist with your chosen options each step of the way, implementing your unique credit and debt solution strategy

Step 4: Monitor

We offer an on-going service to continue to monitor your credit situation, regularly reviewing any changes to your credit score and identifying potential problems before they affect your financial well-being.