I need help to improve my Credit Score
I need help to Eliminate Debt
I need help with Bankruptcy
Are you having a hard time paying off your debts in the Gold Coast? Drowning in bills and have no idea how to get out? You’re not alone. Millions of people struggle with debt, and many don’t know where to turn for help. If this sounds like you, then read on – there is hope!
We Can Help
If you’re struggling with debt, we can help. We provide the best debt help in the Gold Coast, and our services are 100% guaranteed. The Fix Bad Credit team of experts will work hard to get your finances back on track so that you can live life without worrying about money. With us, there is no such thing as an impossible situation – we have helped countless people just like you, and we know how to do it again!
Our Aim
At Fix Bad Credit, our mission is your financial freedom. One of our experts in debt help in Gold Coast will carefully assess your personal and financial situation so we can tailor a personalised debt solution package to best meet your goals. Your personalised debt solution package will contain options to help you take back control of your debt and start you on your journey to financial freedom.
If you are desperate to get debt help in Queensland, we are just a call away. If you are faced with challenges paying money you owe, our team of experts can assist you with a detailed evaluation of your options. Dependent on your specific circumstances there are both informal and formal debt solution options available to you. The Fix Bad Credit team is experienced in providing all types of debt help in Gold Coast.
Trained Staff
You don’t need any special qualifications or financial experience – all our staff members are fully trained professionals who understand what it takes to solve your financial issues quickly and easily. There is no one size fits all when it comes to debt solutions in the Gold Coast, but we’ve seen it all! No matter how much debt you have or where it came from, we will find a solution that works for everyone involved. Whether you’re new to dealing with debt or if you have been through this before – you can focus on living life free from worry with debt help in Queensland!
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Professional Team
The Fix Bad Credit team in the Gold Coast will support you closely from start to finish, providing guidance and support along the way so that when we reach your goal together, it will feel like a huge weight has been lifted off your shoulders. It doesn’t matter if your financial problems stem from bad spending habits or unexpected life events – we understand how complicated this process can be and want nothing more than to help ease some stress by getting rid of those pesky debts once and for all! Let us show you what a difference good advice makes!
Our Team Works Hard For You
Just know you’re not alone. Millions of Australians are in debt and don’t know how they will ever get out from under it. But there is hope! Fix Bad Credit can help you retake control of your finances by offering various solutions for people with debt problems, including both informal and formal debt options.
Benefits Of Working With Fix Bad Credit
No more missed payments – unlike before when you had several bills to pay with different due dates, the Fix Bad Credit team in Melbourne can put together a payment plan for you where all you have is one payment each month, making it far easier to manage and much harder to forget.
Fix Bad Credit – The team at Fix Bad Credit in Melbourne will negotiate a repayment plan with your creditors that makes it easier for you to make your repayments on time and in full, demonstrating good repayment habits and avoiding defaults through late payments, improving your credit score.
No more annoying calls from creditors – lenders enlist the help of debt collectors to help collect payments from people who haven’t been paying up or who have a history of paying late. When you sign up with Fix Bad Credit, expect any calls from creditors to stop.
Get Your Free Credit and Debt Assessment Now
A Fresh Start For You in the Gold Coast
You’re struggling with debt and don’t know where to turn? There are many more reasons a person’s life and financial situation could change at the drop of a hat. Life is simply unpredictable, and when life is unpredictable it is hard to plan for and it is easy to get on the debt roller coaster. Credit card companies, banks, and other lenders only care about their interests – not yours. They’ll keep raising your interest rates and charging you fat fees, making it impossible to get ahead. Fix Bad Credit can help you erase your debt and start fresh. We offer various services to help you get back on track, including debt counselling, creditor negotiation and more. You can get back on the path to financial freedom.
Get in control of your Finances
You are playing catch-up constantly with your bills. Late fees, interest charges, and over-the-limit penalties can add up, making it impossible to get ahead. Credit card debt and other bills can quickly spiral out of control, leaving you feeling hopeless and helpless.
Fix Bad Credit can help. We offer various services that will help you get back on track financially. We can negotiate lower interest rates for you, work with your creditors to create a repayment plan that fits your budget, and even help you rebuild your credit score.
Get in control of your Finances
You are playing catch-up constantly with your bills. Late fees, interest charges, and over-the-limit penalties can add up, making it impossible to get ahead. Credit card debt and other bills can quickly spiral out of control, leaving you feeling hopeless and helpless.
Fix Bad Credit can help. We offer various services that will help you get back on track financially. We can negotiate lower interest rates for you, work with your creditors to create a repayment plan that fits your budget, and even help you rebuild your credit score.
Conclusion
Fix Bad Credit has been helping people just like yourself with debt solutions in the Gold Coast, and our expert team will work hard until they find a solution that works best for your situation. You won’t believe what a fantastic feeling it is when all those debts are finally gone from your life!
It feels so good knowing that there is light at the end of this dark tunnel, and now you have someone who truly understands what you are going through right beside you every step of the way! Contact us today to start working towards managing your debt once and for all! It’s great to say goodbye forever to all those nasty creditors calling day after day asking about money that doesn’t exist anymore because YOU took control over YOUR finances again!
It feels so good knowing that there is light at the end of this dark tunnel, and now you have someone who truly understands what you are going through right beside you every step of the way! Contact us today to start working towards managing your debt once and for all! It’s great to say goodbye forever to all those nasty creditors calling day after day asking about money that doesn’t exist anymore because YOU took control over YOUR finances again!
Learn how we Helped ESTELLE with his Debt Problems
As a small business owner my income was significantly impacted by the Covid lockdowns, and I found myself relying more and more on my credit cards, getting deeper in debt that I simply could not repay.
Before I knew it, I had maxed my credit cards, destroyed my credit score and owed close to $80k, things were looking impossible. However, my Accountant recommended I give Fix Bad Credit a call to discuss my options.
Within a few months, my Fix Bad Credit debt solution expert had negotiated with my creditors to significantly reduce my debt and cleaned up my credit report. My future is looking a lot better now.
Do you need help with your debt? ESTELLE
Reviews
I contacted a broker to get finance for a house and found out that I have a default on my credit report, they will stop me getting finance, my broker told me to contact fix bad credit which turns out to be great advice within one week they have remove the default from my credit report and now I can get my finance.
Andy Griffith
04:33 05 Nov 23
I had an issue with my credit report and i got it fixed within 2 weeks. Excellent work.
Bukassa Beloti
04:20 28 Oct 23
Cleaning up my credit rating is something I had been wanting to do for a while, but I wasn’t in a good position to. Things have changed and it was time to clean up my credit rating, I had also been putting this off due to the thought of it being stressful and costly. I contacted Fix Bad Credit and arranged a time to go over my credit rating, as soon as I got off the phone to Fix Bad Credit, I felt a massive sigh of relief. The customer service is something I’ve never received before along with the education they give you about your credit rating to continue to improve and not damage your credit rating. I highly recommend this company and will continue to for many years.
Ashlee Hawkins
04:45 27 Oct 23
I’m going for a mortgage and I had a few problems on my credit report, the team at fix bad credit helped me out and had everything done in a week,big thanks to CJ Espeically very helpful guy and would highly recommend to anyone looking at getting there credit file fixed.
Robert Bell
04:58 24 Oct 23
I had an issue caused by someone else. CJ and the staff at Fix bad credit were nothing short of outstanding. The understanding there knowledge and the compassion they gave me was sensational. They took the problem on, researched it and fixed it. From my experience these guys are the best in the business and highly recommend them.Thanks CJ you are NO 1.
Frank
11:50 19 Oct 23
I Would highly recommend the team at fix bad credit ,we were on the verge of losing our deposit and land due to a default and thank to the team the default has been removed.
slothbrah zyzz
03:14 19 Oct 23
I approached Cj and the team and Fix Bad Credit with multiple issues on my credit score, from the very first phone call I had with Cj he was very helpful and informative, he also understood why I was in the situation I was in and was more than willing to help, he knew I wasn’t able to pay money up front and was more than happy to let me go into a payment plan which has helped me a lot.
Alex Oxborrow
01:15 19 Oct 23
Highly recommend, fantastic services, brilliantHelped us refinance property ,So gladThank you
Baljit Kaur
02:53 17 Oct 23
Having Cj Credit repairs help me to restore my credit score so that I would be able to apply for loans and also be able to build a house is honestly a good feeling. This would have taken me 5 years until it could be cleared out but now it only took me a few weeks. I'm glad that they were able to resolve and fix my credit score even though it took a lot of back and forth with them and also with Panthera finance its all about patience and at the end the job was done. i would recommend them to anyone.
edward gondor
01:50 17 Oct 23
I had a bad credit rating, and came across Fix Bad Credit. They went above and beyond to help me, made it all so easy. I can’t recommend them enough to anyone!
Breeanna
10:10 16 Oct 23
I had an issue caused by someone else.CJ and the staff at Fix bad credit were nothing short of outstanding. The understanding there knowledge and the compassion they gave me was sensational. They took the problem on, researched it and fixed it. From my experience these guys are the best in the business and highly recommend them.Thanks CJ you are No 1.
Tony Delittle
22:29 13 Mar 23
I knew I had bad credit and it was something I had been avoiding for a long time. I stumbled upon CJ and the fix bad credit team by accident, and needless to say it was the best thing to happen to me. From the first point of contact to having my credit score repaired and looking good was a total of 17 days! The communication from CJ was easy to understand and regular. Since getting my score repaired he has also helped with brokers and getting me the finance I wanted! I couldn’t be happier and I can not recommend the fix bad credit team enough! All it takes is one phone call.
cameron williams
05:12 10 Feb 23
Impossible to overstate the importance of engaging the financial services sector with someone that understands how it works and the motivation of those involved. Carey has that knowledge in spades, knows how to use it to his clients best advantage and facilitate successful outcomes. His tenacity is frightening and I cannot recommend highly enough using FBC to champion what appear to be lost causes, and more importantly - win.
Jeremy Smith
02:22 23 Jan 23
Had to use 'fix bad' due to a couple of mistakes on my credit score. CJ was brilliant, quick, and effective and could not recommend him higher.
James Smith
04:43 17 Jan 23
When I reached out to CJ from Fix Bad Credit for enquiry removal information, CJ had given me the right advice and spent over half an hour with me for free and helped me save money as none of the enquiries were harmful, they just needed some time and also shared tips on how to improve the credit score. Thank you CJ! Highly recommended.
Sana Nazreen
23:51 29 Nov 22
They were very helpful, kept me in the loop with what is going on! Definitely well worth it if anyone is hesitant about their credit!
Deana Poggi
08:34 25 Nov 22
I found CJ to be professional, informative and able to offer an incredible service. Before my initial discussion with CJ, I had no idea how credit works. I have a 6 figure income and my credit score remained low, even after paying off debts/bills on time for the past 4+ years.After one consultation, we derived a plan on how to remove defaults, half my debts and refinance my loan to a company that report repayments. (Ultimately increasing my credit score)Purchasing a home looked impossible, until now.Can’t thank this business enough for the knowledge and service they’ve provided me.
Jorden Ortez
14:09 22 Oct 22
My dealing with CJ Horne was great. He spent some time on my file and advised me the best possible solution for my situation at the moment free of cost. I really appreciate his approach and honest piece of advice.
Hafiz Abdur Rehman
11:56 28 Aug 22
Unfortunately sometimes life happens.. sometimes you win... and sometimes someone sets up a fraud account in your name and you don’t find out until your financing your car!Rather than going via the long winded usually roots which take up to 3-6 months to remove fraud activity on a credit record- the team was able to remove this for me in less than 2 weeks!!!I was able to secure my car in time and at a lower rate. All thanks to CJ. 🙂
Larissa Thurley
08:33 23 Aug 22
CJ was amazing! Instead of trying to sell me something we didn’t need, he has directed us to someone who could actually help us get the proper finance options we needed. Thank you for doing the right thing and help us get to where we need to be.
Brooke Clarke
10:59 15 Aug 22
The guys from fox bad credit did a great job.. I wouldn’t go to anyone else these guys know what they are doing. I did initially have a complaint about them but I clearly jumped to conclusions and CJ dealt with it professionally and really helped me out.. thanks CJ
Luke Radin
06:05 12 Jul 22
I had a very good experience with fix bad credit who gave me good honest advice an helped me to fix my credit rating. Thanks.Highly recommend
luke messineo
01:50 04 Jul 22
Helped me double my Credit Score in span of less than 3 months. The team are so good at what they do. Definitely recommend them to everyone!
Aqueel Haisam
02:36 29 Jun 22
ONE WORD... AMAZING!CJ was just phenomenal to deal with, from start to finish and constantly reassured me that he would get it all sorted for meI had so many questions and he was beyond patient throughout the entire process (which was so damm easy might I add) and literally had everything fixed up within less than half the time originally advised.These guys are incredible at what they do and would defiantly 100% recommend to anyone.Genuinely changed my life so thank you!
Chantelle Mittz
07:41 08 Jun 22
Amazing Team of people working hard & truly passionate about getting people back on track to excellence. Thank you for your services
Jimmy William
20:34 29 May 22
Had a good experience, Fix Bad Credit has been helpful, good communication, provided knowledge and financial advise as well as providing goods customer service.
Kate Zituta
02:18 09 May 22
Fix bad credit made my day. The reoccurring spending habits that controlled my life were identified and have now been put in touch with the help I needed, this couldn’t have come sooner . Thank you
Andrew Padayachy
04:06 16 Apr 22
CJ was amazing. It's been a long process to fix my credit due to mistakes at a young age. So many other places were happy to take my money with no guarantee they will have success in helping. CJ told me plain and simple what I need to do and what will help. He didn't charge me a cent either. Gave his honest opinion woth a good 30 minute phone call and thoughts on what will genuinely help. I am going to put all this into place and give him a call in 6 months to discuss future moves towards buying a house. We all make mistakes in life and stress I've them. It's people like CJ that make you feel calm and believe it will all be ok with some solid advice. Thanks again CJ
James Tipping
05:11 02 Mar 22
I needed 2 defaults removed ( paid defaults ) and CJ produced the goods. Both defaults have now been removed and I can safely apply for finance for my home.Thanks once again mate. All the stress has been lifted !Cheers,Cam
Home Decore
03:52 15 Dec 21
James has really showed his utmost professionalism, got my credit issues fixed as quick as only 3 weeks. They are highly recommended.
Rocky Chen
03:54 27 Jul 21
Myself and my partner engaged another credit repair company to assist with default removals, and cleaning up the credit file.Unfortunately they took our money, and that was all. The ombudsman became involved, but in the end we were left with nothing.The Fix Bad Credit team offered to help. And they certainly did that. Credit score is now above 800 and they are now assisting us with a $60k debt.It’s been life changing. I strongly recommend if you have debt, or credit issues, to reach out to the team at Fix Bad credit. Thanks again Carey absolute legend!!!
RICKY B
07:54 13 Jul 21
I went to the Fix Bad Credit team as I was living with the burden each month trying to pay back debt due to unforeseen life circumstances that had occurred over the last few years which often led me taking time off work and only making the minimal payments. As a single parent I felt I wasn't getting anywhere. The Fix Bad Credit team have negotiated a massive saving for me and managed to consolidate the remaining debt into monthly affordable payments without interest being incurred. Any issues I may have had on my credit report and have now been removed. I look forward to being able to purchase a home in the future which wouldn't have been possible before. Thanks so much Fix Bad Credit Team, super grateful.
Kellie Lyndon-James
02:00 09 Jul 21
As a business owner I appreciated the transparency, fast response, professionalism and execution of the Fix Bad Credit team.We had some apprehension using a credit repair service. But after the experience and seeing the outcome, I will be recommending Fix bad Credit to my entire network.
Ignite Global Group
06:40 21 Jun 21
How It Works
Becoming Financially Free Is Easier Than You Think
Step 1: Identify
Asking for help is the hardest part. Which is why you get a personal debt and credit solution expert to confidentially review your unique situation and work with you every step of the way
Step 2: Plan
We then work with you, providing options for improving your credit, reducing debt and managing any repayments
Step 3: Repair
We can then assist with your chosen options each step of the way, implementing your unique credit and debt solution strategy
Step 4: Monitor
We offer an on-going service to continue to monitor your credit situation, regularly reviewing any changes to your credit score and identifying potential problems before they affect your financial well-being.
