Bankruptcy Advice in Melbourne

Ready Free Bankruptcy Advice

Why You Need Fix Bad Credit

You have landed on one of Australia’s best bankruptcy advisory teams, Fix Bad Credit. Bankruptcy is a demon that everyone fears. To make sure you have access to the most appropriate bankruptcy advice in Melbourne specific to your situation, you must talk only to reputed experts.

When it comes to advising clients on filing for bankruptcy under any circumstances, our bankruptcy experts in Melbourne play a critical role. Our advisors have been in this industry for years, so they know it inside-out. They have extensive knowledge of the debt options available before recommending a particular approach. Fix Bad Credit bankruptcy advisors are entirely dedicated to their work and offer you complete assistance during the entire process of filing for bankruptcy under any circumstance.

Financial Improvements

Assisting Australians make

Of improvements to their lives in 2022 to date.

We Can Help You With Bankruptcy in Melbourne

Melbourne is Australia’s second-biggest city, but it is also one of the most expensive cities to live in. It’s a hub for talent and business opportunities. But, if you’re not careful and don’t plan your finances well, it could quickly become a hub of debt and bankruptcy.

The most significant cause of bankruptcy in Melbourne is living beyond your means. It’s a slippery slope, where even just a tiny amount of overspending can lead to more and more debt. The Fix Bad Credit team handles insolvency issues and bankruptcies for all Australians, including organisations, creditors, and individuals.

Please make an appointment with us today to receive bespoke advice tailored to your current situation and long-term financial future. Our free bankruptcy consultation in Melbourne can give you some initial bankruptcy advice and help you decide what to do next. With our expert bankruptcy guide, you can pull off a heap of debts on your head.

Why consider bankruptcy?

If you find yourself in a position where you feel you are unable to pay your debts in Melbourne and cannot come to a satisfactory arrangement with your creditors, bankruptcy could be your best option. However, bankruptcy understandably has a bad reputation and can seem like a horrifying prospect. It certainly has its disadvantages and should never be considered as a first option if you can otherwise pay off your debts. However, it can offer you a chance to start over. Declaring bankruptcy is not a process to be undertaken lightly, as there are serious consequences of doing so.

If you’re considering bankruptcy, I suggest you contact us first. Once you have spoken with one of Fix Bad Credit’s bankruptcy experts in Melbourne, we will help you with a no obligation review of your financial situation to identify your options, so you can choose the best option for you.

Our Aim

At Fix Bad Credit, our mission is your financial freedom. One of our experts in debt help in Melbourne will carefully assess your personal and financial situation so we can tailor a personalised debt solution package to best meet your goals. Your personalised debt solution package will contain options to help you take back control of your debt and start you on your journey to financial freedom.

If you are desperate to get debt help in Victoria, we are just a call away. If you are faced with challenges paying money you owe, our team of experts can assist you with a detailed evaluation of your options. Dependent on your specific circumstances there are both informal and formal debt solution options available to you. The Fix Bad Credit team is experienced in providing all types of debt help in Melbourne.

Our Aim

At Fix Bad Credit, our mission is your financial freedom. One of our experts in debt help in Melbourne will carefully assess your personal and financial situation so we can tailor a personalised debt solution package to best meet your goals. Your personalised debt solution package will contain options to help you take back control of your debt and start you on your journey to financial freedom.

If you are desperate to get debt help in Victoria, we are just a call away. If you are faced with challenges paying money you owe, our team of experts can assist you with a detailed evaluation of your options. Dependent on your specific circumstances there are both informal and formal debt solution options available to you. The Fix Bad Credit team is experienced in providing all types of debt help in Melbourne.

Will I be able to borrow Money after my Bankruptcy is over?

We’re not going to lie, many banks will most likely want to avoid doing business with you while your bankruptcy is still on your credit report. So, getting a loan or raising capital will be difficult. However, it’s not impossible and we can help you with your options.

Proven Solutions in Bankruptcy Advice in Sydney, Brisbane, Gold Coast, Adelaide

Our bankruptcy advice is not limited to Melbourne only but Sydney, Brisbane, the Gold Coast and Adelaide. Having accumulated debt and being faced with the prospect of paying it off can be more complicated than we would like. We, therefore, strive to provide informed advice and guidance to our clients throughout any bankruptcy process so that they can make informed decisions.

What do we do?

We offer expert bankruptcy solutions to help recover from the financial crisis for those who declare bankruptcy in Melbourne, Australia. We manage your debts by sorting out the amount you can pay. After that, our team discusses the terms of the debt payment. Additionally, we help you decide whether the solution you are opting for is good for you or not and whether you can apply for bankruptcy or not. All that through bankruptcy advice in Melbourne.

Why work with Fix Bad Credit?

With our bankruptcy solutions, we strive to reduce financial distress. It is essential to get expert bankruptcy advice since no two situations are the same.

We have developed a process through knowledge and experience that ensures better futures for our clients. You can trust us to assist you in handling your financial challenges. Reach out to us today and let’s defeat the bankruptcy demon together.

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Bankruptcy in the Era of COVID-19

The economic impact of COVID-19 is creating significant challenges for both individuals and businesses. As a result, commonwealth legislative changes came into effect from 25 March 2020 to provide immediate relief for people facing financial difficulty due to the economic impacts of COVID-19. The temporary changes included:
an increase in the debt threshold, which enabled creditors to apply for a bankruptcy notice
an increase to the timeframe for a debtor to respond to a bankruptcy notice
an increase to the temporary debt protection period available to debtors.
As of 1 January 2021, those temporary changes have ceased. An amendment has also been made to adjust the bankruptcy threshold. This means:
the minimum amount of debt that can trigger bankruptcy is $10,000, down from $20,000
temporary debt protection allows for 21 days relief from creditors, instead of six months.
Your Fix Bad Credit bankruptcy advisor in Melbourne can keep you advised of any other changes to the bankruptcy legislation if and when they come into effect.

Benefits Of Working With Fix Bad Credit

No more missed payments – unlike before when you had several bills to pay with different due dates, the Fix Bad Credit team in Melbourne can put together a payment plan for you where all you have is one payment each month, making it far easier to manage and much harder to forget.

Fix bad credit – The team at Fix Bad Credit in Melbourne will negotiate a repayment plan with your creditors that makes it easier for you to make your repayments on time and in full, demonstrating good repayment habits and avoiding defaults through late payments, improving your credit score.

No more annoying calls from creditors – lenders enlist the help of debt collectors to help collect payments from people who haven’t been paying up or who have a history of paying late. When you sign up with Fix Bad Credit, expect any calls from creditors to stop.

Get Your Free Credit and Debt Assessment Now

Reviews

After speaking with CJ, I feel more comfortable and relieved that not all hope is lost. They're able to help me recover for a stable financial future!
Jason Feng
Jason Feng
10:05 27 Apr 22
I am so glad I found this website! It has made everything easy and simple for me, they're always there when you need them with friendly customer service. The site offers no hassle access to your credit reports in just a few minutes - what more could someone ask?
William Feng
William Feng
05:12 27 Apr 22
Top marks! I am really pleased with the work you guys have done on my car. It's great that there are people out here who care about doing good quality service for affordable prices, and it looks like i found one in Fix Bad CreditI will definitely recommend your services should any friends or family need help fixing their credit score
Davin Annamalay
Davin Annamalay
13:36 25 Apr 22
When I needed help with my credit, Fix Bad Credit got me approved for the perfect home loan. They are awesome!
MONIKA STEPHEN
MONIKA STEPHEN
07:24 25 Apr 22
Amazing job, so happy with my new car. Have no hesitation in recommending Fix Bad Credit.
Asher Simon
Asher Simon
13:50 23 Apr 22
Fix Bad Credit Melbourne The team at Fix Bad Credit fixed up my credit report, and also took care of my Debt. I recommend them to everyone. Delighted.
Desteni Teteira
Desteni Teteira
13:50 21 Apr 22
CJ was amazing. It's been a long process to fix my credit due to mistakes at a young age. So many other places were happy to take my money with no guarantee they will have success in helping. CJ told me plain and simple what I need to do and what will help. He didn't charge me a cent either. Gave his honest opinion woth a good 30 minute phone call and thoughts on what will genuinely help. I am going to put all this into place and give him a call in 6 months to discuss future moves towards buying a house. We all make mistakes in life and stress I've them. It's people like CJ that make you feel calm and believe it will all be ok with some solid advice. Thanks again CJ
Jimbo Jones
Jimbo Jones
05:11 02 Mar 22
When I was struggling with my credit, I didn't know who to turn to. I had heard of Fix Bad Credit, but I didn't know if they could really help me. But I decided to give them a try, and they completely blew me away. In just a few weeks, they were able to clear up all the mess that the other company had made. I'm so happy that I went with them - they saved me from a lot of hassle and stress. Thank you, Fix Bad Credit!
Leila Gemma
Leila Gemma
02:32 27 Feb 22
I was so excited when I finally got approved for a new car loan. I had been wanting a new car for a while, but my bad credit had been in the way. But then I found out about Fix Bad Credit and their amazing services. They were able to help me fix my credit report so that I could get the loan I needed. Thanks Fix Bad Credit! You guys are the best!
Marilyn george
Marilyn george
08:17 25 Feb 22
I could not be happier with the result. I’d recommend Fix Bad Credit to anyone. Amazing.
Elise Gracie
Elise Gracie
06:03 19 Feb 22
Amazing job. Debt gone now loving life. Thanks Team Fix Bad credit. Fantastic result.
Danielle Wayne
Danielle Wayne
11:32 17 Feb 22
Very fast and professional service from the team at Fix Bad Credit. Thank you.
Shayla Acevedo
Shayla Acevedo
10:31 11 Feb 22
An opportunity came knocking and I needed to access equity in my property to take advantage of this. A default on my credit report had me thinking I was going to miss out. My broker told me he knew the best in the business and put me in touch with Fix Bad Credit. My broker was right. They exceeded my expectation. Can not recommend them enough. Great work team.
H Anusha
H Anusha
04:12 05 Feb 22
Thanks to the team art Fix Bad Credit my young family are moving into our 1st home. These guys are the best in the business. Thank you. Brilliant job.
Gauge Woodard
Gauge Woodard
08:00 03 Feb 22
I needed 2 defaults removed ( paid defaults ) and CJ produced the goods. Both defaults have now been removed and I can safely apply for finance for my home.Thanks once again mate. All the stress has been lifted !Cheers,Cam
Home Decore
Home Decore
03:52 15 Dec 21
James has really showed his utmost professionalism, got my credit issues fixed as quick as only 3 weeks. They are highly recommended.
Rocky Chen
Rocky Chen
03:54 27 Jul 21
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How It Works

Becoming Financially Free Is Easier Than You Think

Step 1: Identify

Asking for help is the hardest part. Which is why you get a personal debt and credit solution expert to confidentially review your unique situation and work with you every step of the way

Step 2: Plan

We then work with you, providing options for improving your credit, reducing debt and managing any repayments

Step 3: Repair

We can then assist with your chosen options each step of the way, implementing your unique credit and debt solution strategy

Step 4: Monitor

We offer an on-going service to continue to monitor your credit situation, regularly reviewing any changes to your credit score and identifying potential problems before they affect your financial well-being.