Making money simple so everyone can make cents of it

ISSUE TWO 29th Jul 21

Welcome to our weekly round-up of money matters, where we take the
complication and confusion out of the jargon-riddled world of finance.

What is the FIG Centre?
How it’s Changing lives


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How we helped Nick
from Yaris to Hilux.


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Meet Broker of the Week
 Mark  Spooner


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Snapshot of
Knowledge Is Power


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The FBC FIG Centre – for your financial improvement and growth

At Fix Bad Credit, we’ve been listening to what you want. Without fail, financial freedom is it. Schools and universities rarely teach us anything about managing our finances, credit reports, credit scores, credit cards, loans, debt repayment (and that’s just getting started)…but if we don’t control our money, our money will control us.

In response, we’ve created the FIG Financial Improvement and Growth Centre.

The FIG Financial Improvement and Growth Centre is a one-stop information hub, containing jargon free hacks and tips (plus great reads) about your money and how to manage it. At the FIG Centre you can be empowered to grow from surviving to thriving!

What Everyday Australian’s Think About The FIG Centre

Sue – Graduate Accountant CPA

“As a fresh graduate and a current CPA student, I believe what was lacking through my educational journey is having useful information to avoid any real life problems that I might face in the future. After learning from the FIG, I clearly know how I should manage my finance and to be careful in the choices I make. The knowledge that I accuired from this is truly important and I believe everyone should know about”

Dave – Store Person

“The Info provided in the Fig was easy to understand, and apply. Any young person looking to get ahead in Life needs to know this stuff. Brilliant.”

Kelly – Single Parent

“As a Single parent and a support worker, I don’t have a lot of time to focus into other things. Understanding how best to manage my finances is something I need to be on top of. The FIG has provided something that I did with my teenage son, and we both benefited from it. Every parent should share this with their teenagers. ”

Chris – Marketing Consultant

“The FIG is a great tool and great for learning all about the world of finance. I highly recommend, the knowledge and how its presented makes it easy to understand, without the financial jargon, definitely one of my favorite places to learn online. ”

The finance industry can be very grey and confusing

By informing you about how to nurture your money, the FBC FIG Centre will empower you to grow beyond the boundaries stopping you reaching your financial goals.

You too can produce fruit… like a FIG – one of the most lavish fruits on the planet!


Learn how Nick went from Unemployed with a Toyota Yaris to Electrician with a Hilux.

Financial Improvements

Assisting Australians make

of improvements to their lives in 2021 to date.

This week’s Broker of the Week is the phenomenal Mark Spooner, and his company Hinterland Finance.

His professional journey from banking to insurance and vehicle finance and through to finance broking has given Mark a diverse in-depth experience and exposure to all things financial that it is almost as impressive as the man himself.

Speaking with Mark you actually forget you’re talking finance, that’s how approachable and comfortable he makes you feel.

For those of us that are old enough to remember the days where you actually had a personal relationship with your bank manager, who knew not just your first name but your kid’s names, and would stop in the street to say hello, you’ll recognise that Mark brings back the personal touch to what has turned into a “just complete the box” financial world.

So, if you need finance for

  • Refinance & Investment Purposes
  • Car Loans
  • Caravan Loans
  • Boat Loans
  • Bike Loans
  • Truck Loans
  • Equipment Loans
  • Cash Flow Business Loans
  • Personal Loans
  • Consolidation Loans
  • Just about anything loans

Get your loan Sooner with Spooner!



07 5529 1116

” Mark Spooner, was absolutely awesome. Mark moved so quickly, and had my loan approve on the same day as I provided him all my information. Mark liaised with the Car Dealership and just made everything so easy. Mark’s service was over and above any other finance companies i have dealt with in the past, and i would highly recommend Mark to anyone with absolute confidence. Your are 5 Star Mr Spooner.”


Check out below the latest from our FBC Blog with News, Tips , Knowledge from the World of Finance.

Changes to your credit report that may impact you

by Fix Bad Credit | Jul 28, 2021

If you are reading this, you are more than likely aware that your credit report plays a very important role in your life. Get it right, and the world’s…

New credit reporting changes July 2022

by Fix Bad Credit | Jul 28, 2021

New credit reporting rules that come into effect from July 2022 will change what is shown on your credit report, especially when it comes to hardship…

Is Queensland the big 2021 Olympic winners?

by Fix Bad Credit | Jul 27, 2021

Australia’s 1st Olympic win in 2021 was not during the actual games in Tokyo, but two days before the opening ceremony even took place, when on the 21…



Managing Director – Speaking Finance
Speaking Finance has the vision of providing a brokerage firm that is respected in the industry and is reliable and valued by all its clients for outstanding service and consistently reliable outcomes.

Footscray, Melbourne

03 9075 0050


Business Partner / Mortgage Planner
Apple Loans Qld was born in 2006 when Scott started the business in Greenslopes. In the thirteen years that have followed, the Apple tree has grown to seven, and branched to the Gold Coast and the Brisbane Bayside.

Greenslopes Brisbane

0431 103 511


Mollenhauer Consulting and Mortgage Broking
With over 20 years in the finance industry, our mission is to help you to ‘Get Financially Fit” to achieve your hopes and dreams.

Forest Lake Queensland

0413 003 622